{"id":1187,"date":"2024-08-28T13:39:01","date_gmt":"2024-08-28T13:39:01","guid":{"rendered":"https:\/\/ahoudecaron.ca\/?page_id=1187"},"modified":"2024-08-28T13:39:03","modified_gmt":"2024-08-28T13:39:03","slug":"client-resources","status":"publish","type":"page","link":"https:\/\/ahoudecaron.ca\/en\/client-resources\/","title":{"rendered":"Client Resources"},"content":{"rendered":"<div id='full_slider_1' class='avia-fullwidth-slider main_color avia-shadow   avia-builder-el-0  el_before_av_one_full  avia-builder-el-first   container_wrap fullsize' style=' '  ><div  data-size='featured'  data-lightbox_size='large'  data-animation='slide'  data-conditional_play=''  data-ids='1125'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow_full'  data-interval='5'  data-class=' '  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-src=''  data-position='top left'  data-repeat='no-repeat'  data-attach='scroll'  data-stretch=''  data-default-height='28.666666666667'  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-featured av_slideshow_full   avia-slide-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 28.666666666667%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><div class = \"caption_fullwidth av-slideshow-caption caption_center caption_center_framed caption_framed\"><div class = \"container caption_container\"><div class = \"slideshow_caption\"><div class = \"slideshow_inner_caption\"><div class = \"slideshow_align_caption\"><h2  class='avia-caption-title  '  itemprop=\"name\" >Client Resources<\/h2><\/div><\/div><\/div><\/div><\/div><img src='https:\/\/ahoudecaron.ca\/wp-content\/uploads\/2024\/04\/system-2660914_1920-1500x430.jpg' width='1500' height='430' title='system-2660914_1920' alt=''  itemprop=\"thumbnailUrl\"   \/><\/div><\/li><\/ul><\/div><\/div><div id='after_full_slider_1' class='main_color av_default_container_wrap container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1187'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-1  el_after_av_slideshow_full  el_before_av_section  avia-builder-el-no-sibling  \" style='border-radius:0px; '><p><div style='height:5px' class='hr hr-invisible   avia-builder-el-2  el_before_av_heading  avia-builder-el-first  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div style='padding-bottom:10px; font-size:30px;' class='av-special-heading av-special-heading-h3  blockquote modern-quote  avia-builder-el-3  el_after_av_hr  el_before_av_textblock   av-inherit-size '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Need Answers?<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Can&#8217;t find what you are looking for? Do you have questions about the resources below, or would like more detail?<\/p>\n<\/div><\/section><br \/>\n<div class='avia-button-wrap avia-button-left  avia-builder-el-5  el_after_av_textblock  el_before_av_hr  '><a href='https:\/\/ahoudecaron.ca\/en\/contact\/'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-left '   ><span class='avia_iconbox_title' >Contact us today<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue805' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-6  el_after_av_button  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_1' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  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av_one_third  flex_column_div av-zero-column-padding first  avia-builder-el-10  el_after_av_hr  el_before_av_one_third  \" style='border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3 style=\"text-align: center;\"><b>Tax Tips &#038; Tools<\/b><\/h3>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Try these helpful links and articles to learn more about your taxes.<\/span><\/p>\n<\/div><\/section><br \/>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-12  el_after_av_textblock  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-13  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.canada.ca\/en\/revenue-agency\/news\/newsroom\/tax-tips\/tax-filing-season-media-kit\/tax-tips.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >CRA Tax Tips<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-14  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-15  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.canada.ca\/en\/revenue-agency\/news\/newsroom\/tax-tips\/tax-filing-season-media-kit\/tax-questions-answers.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >CRA Filing your Taxes Q&A<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-16  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-17  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.canada.ca\/en\/services\/taxes\/charities.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Charities and Giving<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-18  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-19  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.manulifebank.ca\/personal-banking\/plan-and-learn\/home-ownership\/9-homeowner-tax-credits-to-know-about-this-tax-season.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Homeowner tax credits you should know about<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-20  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-21  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/about-your-tax-return\/notice-assessment-understand.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Understand your notice of assessment<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-22  el_after_av_button  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\">Source: <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/frequently-asked-questions-individuals\/canadian-income-tax-rates-individuals-current-previous-years.html\" target=\"_blank\" rel=\"noopener\">Government of Canada<\/a><\/p>\n<\/div><\/section><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-24  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-25  el_after_av_one_third  el_before_av_one_third  \" style='border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3 style=\"text-align: center;\"><b>Helpful Links<\/b><\/h3>\n<\/div><\/section><br \/>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-27  el_after_av_textblock  el_before_av_iconlist  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-icon-list-container   avia-builder-el-28  el_after_av_hr  el_before_av_hr  '><ul class='avia-icon-list avia-icon-list-left av-iconlist-small avia_animate_when_almost_visible avia-iconlist-animate'>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.manulife.ca\/personal.html' title='Manulife Canada' target=\"_blank\" >Manulife Canada<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/department-finance\/economic-response-plan.html' title='Covid Benefits &amp; Services' target=\"_blank\" >Covid Benefits & Services<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.manulifebank.ca\/personal-banking.html' title='Manulife Bank' target=\"_blank\" >Manulife Bank<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/revenue-agency.html' title='Canada Revenue Agency' target=\"_blank\" >Canada Revenue Agency<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/frequently-asked-questions-individuals\/canadian-income-tax-rates-individuals-current-previous-years.html' title='Canadian income tax rates' target=\"_blank\" >Canadian income tax rates<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/cpp.html' title='CPP retirement pension' target=\"_blank\" >CPP retirement pension<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/financialpost.com\/' title='Financial Post' target=\"_blank\" >Financial Post<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/financial-consumer-agency\/programs\/financial-literacy.html' title='Financial Literacy' target=\"_blank\" >Financial Literacy<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.securities-administrators.ca\/uploadedFiles\/General\/pdfs\/Investing_Basics_E.pdf' title='Investing basics' target=\"_blank\" >Investing basics<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.manulifebank.ca\/current-rates.html' title='Manulife Current Rates' target=\"_blank\" >Manulife Current Rates<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.manulifebank.ca\/support\/find-a-form.html' title='Find a Manulife Bank form' target=\"_blank\" >Find a Manulife Bank form<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/retirement-planning.html' title='Retirement Planning' target=\"_blank\" >Retirement Planning<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\"  ><a href='https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score.html' title='Credit reports and scores' target=\"_blank\" >Credit reports and scores<\/a><\/div><\/header><div class='iconlist_content  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<\/ul><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-29  el_after_av_iconlist  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-30  el_after_av_one_third  el_before_av_hr  \" style='border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3 style=\"text-align: center;\"><b>Estate Planning Tools<\/b><\/h3>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences. Try the Will Planning Workbook and Will Planning Checklist below.<\/span><\/p>\n<\/div><\/section><br \/>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-32  el_after_av_textblock  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-33  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/advisor.manulife.ca\/content\/dam\/manulife-advisor-portal\/documents\/en\/marketing-materials\/insurance\/tax-retirement-and-estate-planning\/manulife-your-will-planning-workbook-mk1990e.pdf'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Will planning workbook<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-34  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-35  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/advisor.manulife.ca\/content\/dam\/manulife-advisor-portal\/documents\/en\/other\/insurance\/treps\/marketing\/manulife-insurance-treps-business-owner-estate-planning-questionnaire-cs1694e.pdf'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Estate Planning Questionnaire for Business Owners<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-36  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-37  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/advisor.manulife.ca\/content\/dam\/manulife-advisor-portal\/documents\/en\/marketing-materials\/insurance\/tax-retirement-and-estate-planning\/manulife-checklist-of-executors-duties-mk2982e.pdf'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Checklist of Executor\u2019s Duties<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-38  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-39  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/advisor.manulife.ca\/content\/dam\/manulife-advisor-portal\/documents\/en\/marketing-materials\/insurance\/tax-retirement-and-estate-planning\/manulife-insurance-treps-why-do-i-need-a-will.pdf'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Why Do I Need A Will? (Brochure)<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue822' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-40  el_after_av_button  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div><div style='height:5px' class='hr hr-invisible   avia-builder-el-41  el_after_av_one_third  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_2' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  avia-builder-el-42  el_after_av_section  el_before_av_section    container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1187'><div class='entry-content-wrapper clearfix'>\n<div style='padding-bottom:10px; margin-top:25px; color:#00532f;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-43  el_before_av_textblock  avia-builder-el-first   '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Financial tools <span class='special_amp'>&amp;<\/span> calculators<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#00532f'><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">We are here to help. Contact us to help explain your results and what they mean for your situation.<\/span><\/p>\n<\/div><\/section>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-45  el_after_av_textblock  el_before_av_one_third  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_third  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link first  avia-builder-el-46  el_after_av_hr  el_before_av_one_third   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/www.insureright.ca\/about\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/www.insureright.ca\/about  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-47  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue83a' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >InsureRight Needs Calculator<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Use your financial information today to help decide how much insurance you may need.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_third  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link   avia-builder-el-48  el_after_av_one_third  el_before_av_one_third   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/itools-ioutils.fcac-acfc.gc.ca\/BP-PB\/budget-planner\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/itools-ioutils.fcac-acfc.gc.ca\/BP-PB\/budget-planner  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-49  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Budget Planner Tool<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Create your customized budget and receive personalized tips to improve your finances.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_third  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link   avia-builder-el-50  el_after_av_one_third  el_before_av_hr   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/www.manulifebank.ca\/personal-banking\/mortgages\/calculators.html\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/www.manulifebank.ca\/personal-banking\/mortgages\/calculators.html  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-51  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue821' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Mortgage Calculators<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Determine what you can afford, and estimate what your expected payments may be.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div style='height:25px' class='hr hr-invisible   avia-builder-el-52  el_after_av_one_third  el_before_av_one_fourth  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link first  avia-builder-el-53  el_after_av_hr  el_before_av_one_fourth   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/itools-ioutils.fcac-acfc.gc.ca\/FGC-COF\/home-accueil-eng.aspx\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/itools-ioutils.fcac-acfc.gc.ca\/FGC-COF\/home-accueil-eng.aspx  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-54  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue8c7' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Financial Goal Calculator<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Calculate how to pay down your debt and reach your financial savings goals.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link   avia-builder-el-55  el_after_av_one_fourth  el_before_av_one_fourth   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/srv111.services.gc.ca\/generalinfo\/index\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/srv111.services.gc.ca\/generalinfo\/index  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-56  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue8bc' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Retirement Income Calculator<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Estimate your retirement income, employer pensions and other sources of income.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link   avia-builder-el-57  el_after_av_one_fourth  el_before_av_one_fourth   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/www.getsmarteraboutmoney.ca\/calculators\/rrsp-savings-calculator\/\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/www.getsmarteraboutmoney.ca\/calculators\/rrsp-savings-calculator\/  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-58  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue8cf' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Retirement Savings Calculator<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">Find out how much you will need to save for your retirement savings goal.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding avia-link-column av-column-link   avia-builder-el-59  el_after_av_one_fourth  el_before_av_hr   \" style='border-radius:0px; ' data-link-column-url=\"https:\/\/www.getsmarteraboutmoney.ca\/calculators\/tfsa-calculator\/\"  data-link-column-target=\"_blank\" ><a class=\"av-screen-reader-only\" href=https:\/\/www.getsmarteraboutmoney.ca\/calculators\/tfsa-calculator\/  target=\"_blank\" >Follow a manual added link<\/a><article class=\"iconbox iconbox_top main_color    avia-builder-el-60  avia-builder-el-no-sibling   \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color \" aria-hidden='true' data-av_icon='\ue850' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title  '  itemprop=\"headline\"  >Tax-free Savings Calculator<\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><p><span style=\"font-weight: 400;\">See how your savings can grow faster inside a TFSA than in a taxable investment.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div style='height:15px' class='hr hr-invisible   avia-builder-el-61  el_after_av_one_fourth  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '  style='font-size:12px; '  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">*These calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual\u2019s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that these calculators are reliable, accurate or complete or that they will be compatible with your computer.<\/span><\/p>\n<\/div><\/section>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-63  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  avia-builder-el-64  el_after_av_section  el_before_av_section    container_wrap fullsize' style='background-color: #ffffff;  '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1187'><div class='entry-content-wrapper clearfix'>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-65  el_before_av_image  avia-builder-el-first  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class='avia-image-container  av-styling-    avia-builder-el-66  el_after_av_hr  el_before_av_hr   avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img class='avia_image' src='https:\/\/ahoudecaron.ca\/wp-content\/uploads\/2024\/08\/PNG_RGB_Manulife-bank-edit-300x45.png' alt='' title='PNG_RGB_Manulife-bank-edit' height=\"45\" width=\"300\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-67  el_after_av_image  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">For more information on Manulife Bank, visit <\/span><a href=\"https:\/\/manulifebank.ca\"><span style=\"font-weight: 400;\">https:\/\/manulifebank.ca<\/span><\/a>.<\/p>\n<\/div><\/section>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-69  el_after_av_textblock  el_before_av_one_half  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class=\"flex_column av_one_half  flex_column_div av-zero-column-padding first  avia-builder-el-70  el_after_av_hr  el_before_av_one_half  \" style='border-radius:0px; '><p><div style='padding-bottom:10px; color:#00532f;' class='av-special-heading av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-71  el_before_av_hr  avia-builder-el-first   '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Manulife Bank Accounts<\/h3><div class ='av-subheading av-subheading_below av_custom_color ' style='font-size:15px;'><p>Find the account that\u2019s right for you. Bank with confidence through one of the Manulife Bank accounts.<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#00532f'><\/div><\/div><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-72  el_after_av_heading  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-73  el_after_av_hr  avia-builder-el-last  '><a href='https:\/\/client.manulifebank.com\/edo\/#\/ProductSelector\/BANK_ID=MNL&LANG_ID=001'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Open your account<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue80a' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><\/p><\/div><div class=\"flex_column av_one_half  flex_column_div av-zero-column-padding   avia-builder-el-74  el_after_av_one_half  el_before_av_hr  \" style='border-radius:0px; '><p><div style='padding-bottom:10px; color:#00532f;' class='av-special-heading av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-75  el_before_av_hr  avia-builder-el-first   '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Manulife Bank Mobile<\/h3><div class ='av-subheading av-subheading_below av_custom_color ' style='font-size:15px;'><p>Deposit cheques at work, pay bills at the store, and send money without leaving home. Download the Manulife Bank app today.<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#00532f'><\/div><\/div><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-76  el_after_av_heading  el_before_av_image  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-image-container  av-styling-    avia-builder-el-77  el_after_av_hr  el_before_av_image   avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/play.google.com\/store\/apps\/details?id=ca.manulife.MobileBanking' class='avia_image'   target=\"_blank\" ><img class='avia_image ' src='https:\/\/ahoudecaron.ca\/wp-content\/uploads\/2024\/08\/googleplay-en_175x.png' alt='' title='googleplay-en_175x'  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><br \/>\n<div class='avia-image-container  av-styling-    avia-builder-el-78  el_after_av_image  avia-builder-el-last   avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/apps.apple.com\/ca\/app\/manulife-bank-mobile\/id1024071512' class='avia_image'   target=\"_blank\" ><img class='avia_image ' src='https:\/\/ahoudecaron.ca\/wp-content\/uploads\/2024\/08\/appstore-en_175x.png' alt='' title='appstore-en_175x'  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><\/p><\/div><div style='height:25px' class='hr hr-invisible   avia-builder-el-79  el_after_av_one_half  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '  style='font-size:12px; '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Manulife Bank deposit rates are subject to change. Visit <a href=\"https:\/\/www.manulifebank.ca\/current-rates.html\" target=\"_blank\" rel=\"noopener\">manulifebank.ca\/rates<\/a> for additional details. Manulife Bank of Canada is a member of Canada Deposit Insurance Corporation.<\/span><\/p>\n<\/div><\/section>\n<div style='height:40px' class='hr hr-invisible   avia-builder-el-81  el_after_av_textblock  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4' class='avia-section main_color avia-section-default avia-no-border-styling avia-bg-style-scroll  avia-builder-el-82  el_after_av_section  el_before_av_codeblock   container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1187'><div class='entry-content-wrapper clearfix'>\n<div style='padding-bottom:10px; margin-top:25px; color:#00532f;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-83  el_before_av_hr  avia-builder-el-first   '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >MANULIFE VITALITY<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#00532f'><\/div><\/div><\/div>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-84  el_after_av_heading  el_before_av_two_fifth  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class=\"flex_column av_two_fifth  flex_column_div av-zero-column-padding first  avia-builder-el-85  el_after_av_hr  el_before_av_three_fifth  \" style='border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3><span style=\"font-weight: 400;\">Live Healthy. Earn Rewards.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">We want you to live your longest, healthiest life. That\u2019s why there\u2019s Manulife Vitality &#8211; a program that can reward you for all of the little things you do to stay healthy. <a href=\"https:\/\/www.manulife.ca\/personal\/vitality\/how-manulife-vitality-works.html\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><\/span><\/p>\n<\/div><\/section><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-87  el_after_av_textblock  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-88  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/portal.manulife.ca\/manulifevitality'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Sign in to your account<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue80a' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-89  el_after_av_button  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-90  el_after_av_hr  avia-builder-el-last  '><a href='https:\/\/www.manulife.ca\/personal\/vitality\/become-a-vitality-member.html'  class='avia-button   avia-icon_select-yes-right-icon avia-color-theme-color avia-size-large avia-position-center '  target=\"_blank\"   ><span class='avia_iconbox_title' >Become a Vitality member<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div><\/p><\/div><div class=\"flex_column av_three_fifth  flex_column_div av-zero-column-padding   avia-builder-el-91  el_after_av_two_fifth  el_before_av_hr  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-    avia-builder-el-92  avia-builder-el-no-sibling   avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img class='avia_image' src='https:\/\/ahoudecaron.ca\/wp-content\/uploads\/2024\/08\/1706883595790.png' alt='' title='1706883595790' height=\"280\" width=\"640\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><div style='height:40px' class='hr hr-invisible   avia-builder-el-93  el_after_av_three_fifth  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_4' class='main_color av_default_container_wrap container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1187'><div class='entry-content-wrapper clearfix'>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-1187","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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